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Lay Bets — A Lay bet wagers that a 7 will appear before the indicated number (4, 5, 6, 8, 9 or 10), thus you lay against the number. In that sense, Lay bets are similar to Place Against bets. The difference is that winning Lay bets pay true odds, less a 5% vigorish (fee) on the net winnings. Lay bets may persist beyond a round and they are always active - even during the Come Out roll. They may be placed, modified or removed at any time before any roll. Lay bets are resolved according to the following table:
| Bet |
Win On |
Lose On |
Win Pays |
No Action On |
| 4 |
7 |
4 |
1:2 less 5% |
2, 3, 5, 6, 8, 9, 10, 11, 12 |
| 5 |
7 |
5 |
2:3 less 5% |
2, 3, 4, 6, 8, 9, 10, 11, 12 |
| 6 |
7 |
6 |
5:6 less 5% |
2, 3, 4, 5, 8, 9, 10, 11, 12 |
8 |
7 |
8 |
5:6 less 5% |
2, 3, 4, 5, 6, 9, 10, 11, 12 |
| 9 |
7 |
9 |
2:3 less 5% |
2, 3, 4, 5, 6, 8, 10, 11, 12 |
| 10 |
7 |
10 |
1:2 less 5% |
2, 3, 4, 5, 6, 8, 9, 11, 12 |
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